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Difficult Problem

When Your HOA Goes Rogue: Can They Really Do That?

August 14, 2026 · Beyond

What do you do when the organization enforcing the rules appears to stop following the rules itself? In this episode, Sonny Saggar, MD, Professional Problem Solver, breaks an HOA dispute down into four questions: Authority. Process. Evidence. Remedy. Where does the HOA’s claimed power actually come from? Did it follow the required process? What evidence supports its position? And what is the least expensive effective way to resolve the dispute? The key is to move away from accusations and toward documents, dates, photographs, emails, meeting minutes, governing provisions, and other evidence that can be independently reviewed. A rulebook is not a blank check. Authority is not the same thing as unlimited authority. Adjectives don’t solve problems. Documents do. HOA procedures and homeowner rights vary by jurisdiction and governing documents, so any specific notice or cure period must be checked against the rules that actually apply. Learn more or discuss a difficult problem at newphysician.org.

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Episode notes

What do you do when the organization enforcing the rules appears to stop following the rules itself? In this episode, Sonny Saggar, MD, Professional Problem Solver, breaks an HOA dispute down into four questions: Authority. Process. Evidence. Remedy. Where does the HOA’s claimed power actually come from? Did it follow the required process? What evidence supports its position? And what is the least expensive effective way to resolve the dispute? The key is to move away from accusations and toward documents, dates, photographs, emails, meeting minutes, governing provisions, and other evidence that can be independently reviewed. A rulebook is not a blank check. Authority is not the same thing as unlimited authority. Adjectives don’t solve problems. Documents do. HOA procedures and homeowner rights vary by jurisdiction and governing documents, so any specific notice or cure period must be checked against the rules that actually apply. Learn more or discuss a difficult problem at newphysician.org.